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/* Warm coin identity, native CSS/SVG; no bitmap or third-party UI dependency. */
html:root{--hb-blue:#76502a;--hb-blue-700:#55391f;--hb-blue-50:#f4eadb;--hb-blue-25:#faf5ec;--hb-accent:#aa792f;--hb-ink:#30291f;--hb-charcoal:#3b3329;--hb-slate:#5f564b;--hb-muted:#6c6256;--hb-line:#e7dccb;--hb-bg:#faf7f0;--hb-soft:#f3ede3}
html body{background:#faf7f0}body .site-header{background:rgba(255,253,248,.97);border-color:#e7dccb}body .site-footer{background:#f0e8db}body .badge-blue,body .icon-chip{background:#f4eadb;color:#76502a}
.ihn-benefit-alert{padding:10px 12px;border-radius:8px;background:#fff1db;color:#75441a;font-size:13px;line-height:1.7;margin:0 0 14px!important}
.ihn-start,.ihn-tool,.ihn-journey,.ihn-article-action{--ihn-blue:#76502a;--ihn-ink:#30291f;--ihn-muted:#655b4e;--ihn-line:#e7dccb}.ihn-start,.ihn-tool-intro,.ihn-storage-panel,.ihn-article-action{background:#f5eee2}.ihn-topic-card:hover{box-shadow:0 5px 18px #76502a10}.ihn-saved-panel h3 span{background:#eee2cc}.ihn-reading-card,.ihn-saved-card,.ihn-notice{background:#faf6ee}
.ihn-home-hero{padding:42px 0 22px}.ihn-home-hero .shell{display:flex;align-items:center;justify-content:space-between;gap:28px}.ihn-home-hero h1{font-size:clamp(30px,4.2vw,52px);line-height:1.25;letter-spacing:-.045em;margin:10px 0 14px;max-width:850px}.ihn-home-hero h1 em{font-style:normal;color:#76502a}.ihn-home-hero p{font-size:18px;line-height:1.8;color:#655b4e}.ihn-home-kicker{color:#76502a;font-weight:700;font-size:14px;letter-spacing:.04em}.ihn-hero-coin{width:112px;aspect-ratio:1;border:3px solid #b18a46;outline:1px solid #b18a46;outline-offset:-10px;border-radius:50%;background:#f4e6c7;display:grid;place-items:center;flex-shrink:0;box-shadow:5px 5px 0 #e8dcc4}.ihn-hero-coin:before{content:'';width:30px;height:30px;background:#faf7f0;border:3px solid #b18a46;transform:rotate(3deg)}
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@media(max-width:1000px){.ihn-benefit-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.ihn-find-form{grid-template-columns:1fr 1.4fr}.ihn-find-form button{width:100%}.ihn-hero-coin{width:84px}}
@media(max-width:600px){.ihn-home-hero{padding:26px 0 12px}.ihn-home-hero .shell{gap:14px}.ihn-home-hero h1{font-size:31px}.ihn-home-hero p{font-size:16px;line-height:1.75}.ihn-hero-coin{display:none}.ihn-discovery{padding-top:16px}.ihn-discovery-top{align-items:start}.ihn-discovery .ihn-kicker{font-size:12px}.ihn-discovery h2{font-size:23px}.ihn-catalog-count{font-size:11px;padding:7px 9px}.ihn-find-form{padding:14px;gap:10px;grid-template-columns:1fr 1fr;margin-top:14px}.ihn-find-form label{font-size:13px}.ihn-find-form input,.ihn-find-form select{font-size:14px;padding:0 8px}.ihn-find-form button{font-size:14px;padding:8px}.ihn-need-picker{gap:6px}.ihn-need-picker span{font-size:13px;padding:8px 11px}.ihn-find-status{font-size:13px;margin:12px 0!important}.ihn-benefit-grid{grid-template-columns:1fr;gap:14px}.ihn-benefit{padding:20px}.ihn-benefit h3{font-size:21px;margin-top:12px}.ihn-benefit-value{font-size:24px!important}.ihn-coverage{padding:16px}.ihn-supporting h2{font-size:24px}}
@media(prefers-reduced-motion:reduce){.ihn-benefit,.ihn-discovery *{scroll-behavior:auto;transition:none!important}}

/* Shorter introduction brings actual benefit summaries closer to the first viewport. */
.ihn-home-hero{padding:26px 0 8px}.ihn-home-hero h1{font-size:clamp(28px,3.5vw,44px)}.ihn-discovery-top .ihn-kicker{display:none}.ihn-benefit[data-discovery-card="21"] .ihn-benefit-value,.ihn-benefit[data-discovery-card="11"] .ihn-benefit-value,.ihn-benefit[data-discovery-card="10"] .ihn-benefit-value{color:#446049}.ihn-benefit[data-discovery-card="16"] .ihn-benefit-value{color:#875044}@media(max-width:600px){.ihn-home-hero{padding:20px 0 2px}.ihn-home-hero h1{font-size:28px;margin:7px 0 10px}.ihn-home-hero p{font-size:15px}.ihn-discovery{padding-top:10px}}

/* Readability first: neutral surfaces, dark text, limited non-text brand accent. */
html:root{--hb-blue:#334155;--hb-blue-700:#1e293b;--hb-blue-50:#eef2f6;--hb-blue-25:#f7f8fa;--hb-accent:#475569;--hb-ink:#18212f;--hb-charcoal:#1f2937;--hb-slate:#475569;--hb-muted:#526170;--hb-line:#dce2e8;--hb-bg:#f6f7f9;--hb-soft:#f0f3f6}
html body{background:#f6f7f9;color:#18212f}body .site-header{background:#fff;border-color:#dce2e8}body .site-footer{background:#f0f3f6}body .badge-blue,body .icon-chip{background:#eef2f6;color:#334155}
.ihn-start,.ihn-tool,.ihn-journey,.ihn-article-action{--ihn-blue:#334155;--ihn-ink:#18212f;--ihn-muted:#475569;--ihn-line:#dce2e8}.ihn-start,.ihn-tool-intro,.ihn-storage-panel,.ihn-article-action,.ihn-reading-card,.ihn-saved-card,.ihn-notice{background:#f2f5f8}.ihn-saved-panel h3 span{background:#e8eef4}.ihn-kicker,.ihn-home-kicker{color:#334155}
.ihn-home-hero h1 em,.ihn-discovery,.ihn-benefit,.ihn-benefit h3,.ihn-discovery h2{color:#18212f}.ihn-home-hero p,.ihn-find-status{color:#475569}.ihn-home-hero p{font-size:17px;line-height:1.8}.ihn-catalog-count{background:#fff;border-color:#dce2e8;color:#334155}
.ihn-find-form{background:#eef1f5;border-color:#dce2e8}.ihn-find-form input,.ihn-find-form select{background:#fff;border-color:#bcc7d2;color:#18212f;font-size:16px}.ihn-find-form button{background:#334155;border-color:#334155;color:#fff}.ihn-find-form .ihn-find-reset{color:#334155;border-color:#aebac7;background:#fff}.ihn-need-picker span{background:#fff;color:#334155;border-color:#cbd5df;font-size:15px}.ihn-need-picker input:checked+span{background:#334155;color:#fff;border-color:#334155}
.ihn-benefit{background:#fff;border-color:#dce2e8;box-shadow:none}.ihn-benefit:hover{border-color:#94a3b8}.ihn-benefit-tags{color:#334155;font-size:13px}.ihn-benefit-tags span{background:#edf1f5;color:#334155}.ihn-benefit .ihn-benefit-value,.ihn-benefit[data-discovery-card] .ihn-benefit-value{color:#18212f;font-size:24px!important}.ihn-benefit-facts,.ihn-benefit-detail{font-size:16px;line-height:1.8}.ihn-benefit-facts dt{color:#475569}.ihn-benefit-facts dd{color:#18212f}.ihn-benefit-detail{border-color:#e2e8f0}.ihn-benefit-detail summary,.ihn-benefit-bottom>a{color:#334155}.ihn-benefit-bottom small{font-size:13px;color:#526170}.ihn-coverage{background:#f0f3f6;border-color:#dce2e8;color:#334155;font-size:15px}.ihn-coverage a{color:#1e405e}.ihn-find-empty{border-color:#94a3b8}.ihn-supporting{border-color:#dce2e8}.ihn-supporting>.shell>p{color:#475569}.ihn-benefit-alert{background:#fff7e8;color:#713e13;border:1px solid #ead9b9}.ihn-benefit-tags .ihn-expired{background:#fcefed;color:#8b302b}.ihn-discovery :focus-visible{outline-color:#245780}.ihn-region-note{font-size:15px;line-height:1.8;padding:12px 0;color:#334155}.ihn-history-toggle{display:flex;align-items:center;gap:9px;font-size:15px;margin:12px 0}.ihn-history-toggle input{width:20px;height:20px;accent-color:#334155}.ihn-official-apply{display:inline-flex!important;justify-content:center!important;background:#334155;color:#fff!important;border-radius:8px;padding:9px 12px}.ihn-region-form{grid-template-columns:repeat(4,minmax(0,1fr))}.ihn-region-form>button{grid-column:auto}.ihn-region-form .ihn-find-reset{grid-column:auto}
.ihn-guide-summary{background:#f1f4f7;border:1px solid #dce2e8;border-radius:12px;padding:20px;margin:0 0 28px}.ihn-guide-summary h2{margin-top:0!important}.ihn-guide-summary dl{margin:0}.ihn-guide-summary dl>div{display:grid;grid-template-columns:90px 1fr;gap:12px;padding:8px 0}.ihn-guide-summary dt{font-weight:700;color:#334155}.ihn-guide-summary dd{margin:0;color:#18212f}.ihn-guide-summary p{font-size:15px!important;color:#475569}.ihn-guide-region{border-top:1px solid #dce2e8;padding-top:12px;margin-top:28px}.ihn-region-form>.ihn-history-toggle{grid-column:1/-1;display:flex;margin:0}.ihn-region-form>.ihn-history-toggle input{width:20px;height:20px;min-height:20px;padding:0;flex-shrink:0}
@media(max-width:1000px){.ihn-region-form{grid-template-columns:repeat(2,minmax(0,1fr))}}@media(max-width:600px){.ihn-home-hero p{font-size:16px}.ihn-need-picker span{font-size:14px}.ihn-find-form input,.ihn-find-form select{font-size:16px}.ihn-find-form label{font-size:14px}.ihn-catalog-count{font-size:12px}.ihn-guide-summary{padding:16px}.ihn-guide-summary dl>div{grid-template-columns:1fr;gap:3px}}

.ihn-find-extra{grid-column:1/-1;color:#334155}.ihn-find-extra summary{font-size:15px;font-weight:600;cursor:pointer;padding:5px 0}.ihn-extra-fields{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px;margin:12px 0}.ihn-extra-fields label{min-width:0}.ihn-extra-fields .ihn-history-toggle{grid-column:1/-1;display:flex;align-items:center;gap:9px;margin:0}.ihn-extra-fields .ihn-history-toggle input{width:20px;height:20px;min-height:20px;padding:0;flex-shrink:0}.ihn-find-extra:focus-within summary{color:#1e405e}@media(max-width:600px){.ihn-home-hero p{display:none}.ihn-home-hero h1{font-size:26px;line-height:1.4;margin-bottom:12px}.ihn-region-note{padding:8px 0;font-size:14px}.ihn-need-picker{gap:6px}.ihn-need-picker span{padding:7px 9px}.ihn-find-form{gap:10px;padding:14px}.ihn-extra-fields{gap:10px}}

/* Key facts only: preserve neutral page surfaces, use restrained semantic highlights. */
.ihn-benefit .ihn-benefit-value,.ihn-benefit[data-discovery-card] .ihn-benefit-value{background:#edf4fc;color:#173b63!important;border:1px solid #d1e1f2;border-left:4px solid #537faa;border-radius:9px;padding:12px 14px;margin:12px 0 16px;line-height:1.45}
.ihn-benefit-facts>div:first-child{background:#eff7f2;border:1px solid #d7e8dd;border-radius:8px;padding:10px 12px;margin-bottom:7px}.ihn-benefit-facts>div:first-child dt{color:#375543}.ihn-benefit-facts>div:first-child dd{color:#203d2c}
.ihn-benefit-alert{background:#fff4df;border:1px solid #e7c992;border-left:4px solid #b97c25;color:#714412;font-size:15px;line-height:1.7;padding:11px 12px;border-radius:8px}.ihn-benefit-tags .ihn-expired{background:#fcebea;color:#8b302b;border:1px solid #ebc5c2}
.ihn-guide-summary dl>div:first-child{background:#edf4fc;border-left:4px solid #537faa;border-radius:7px;padding:10px 12px;margin-bottom:7px}.ihn-guide-summary dl>div:first-child dt,.ihn-guide-summary dl>div:first-child dd{color:#173b63}
@media(max-width:600px){.ihn-benefit .ihn-benefit-value,.ihn-benefit[data-discovery-card] .ihn-benefit-value{padding:10px 12px}.ihn-benefit-facts>div:first-child{padding:9px 10px}}